Card & UPI charges calculator
How much a shop really receives from UPI, RuPay credit card, debit / credit card or wallet payments after charges + 18% GST.
About Card & UPI charges calculator
Card & UPI charges calculator shows what reaches you from a payment after the merchant charge (MDR) and the 18% GST on it — for UPI from a bank account, RuPay debit and credit cards on UPI, other debit and credit cards, wallets and online gateways — and how much to charge so you receive the full amount. Rates differ by bank and payment app, so each starts at a typical value you can change.
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More about Card & UPI charges calculator
Tips
- UPI from a bank account and RuPay debit cards carry zero MDR for shops.
- Check your bank’s or payment app’s rate card and type that % in.
Also called: कार्ड और UPI शुल्क · কার্ড ও UPI চার্জ
FAQ
Is GST charged on card and UPI charges?
Yes — GST at 18% applies to the charge (MDR) the bank or payment app takes, not to the whole payment.
Are RuPay credit card UPI payments free?
They are often free for small shops and for amounts up to ₹2,000; above that a charge can apply. Your provider’s rate card has the exact rule.
Is Card & UPI charges calculator free?
Yes. Card & UPI charges calculator is completely free with no signup, no watermark and no daily limit.
Is it safe to use Card & UPI charges calculator?
Yes. Processing happens in your browser and your files are never uploaded to our server.
Does it work on mobile?
Yes. Every tool is designed for phones first and works in any modern mobile browser on Android and iPhone.